Lumpsum. Growth.
See what a one-time investment compounds to — the invested amount, the wealth the market adds, and the curve year by year.
What will a lumpsum grow to?
Enter a one-time amount, expected return and horizon — we'll compound it and chart the growth.
What is a lumpsum investment?
A lumpsum is a single, one-time investment that then compounds for the full horizon. Because the entire amount is invested from day one, gains build on the whole corpus — making time the biggest lever on the final value.
Indian SaaS context: Lumpsums suit windfalls — a bonus, ESOP liquidity, or maturing FD. Equity returns are market-linked and never guaranteed, so model a few rates rather than assuming a single number.
Frequently asked questions
Lumpsum or SIP — which is better?+
Neither is universally better. A lumpsum puts all your money to work immediately, which wins when markets rise steadily. SIP averages your entry price and suits regular income. Many investors do both: a lumpsum when they have a windfall, SIP for monthly savings.
How is lumpsum maturity calculated?+
It's straight compound interest: maturity = principal × (1 + annual return)^years. All gains compound on the full principal from day one, which is why time in the market matters so much.