Remittance. To India.
See roughly how many rupees reach India when you send money home — converted at the live rate, with an honest indicative fee built in.
How many rupees will land in India?
Pick your currency and amount. We'll convert at the live rate and estimate what lands after an indicative fee.
Estimating an inward remittance
Sending money to India means converting your foreign currency to rupees and paying a transfer fee plus an exchange-rate margin. This tool uses the live mid-market rate and an indicative all-in margin so you can ballpark what your family actually receives — before committing to a provider.
Indian SaaS context: Inward remittances to NRE/NRO accounts or gifts to close relatives are generally not taxable in India and carry no TCS (TCS applies to outward LRS transfers). Real providers quote slightly worse rates and varying fees — always compare the final landed amount.
Frequently asked questions
How much will my family receive in rupees?+
It depends on the exchange rate your provider gives (usually slightly worse than the mid-market rate shown here) plus any transfer fee. This calculator converts at the live mid-market rate and applies an indicative all-in margin so you get a realistic ballpark.
Is money sent to India taxable?+
Money you remit to your own NRE/NRO account or gift to close relatives is generally not taxable in India. Large gifts to non-relatives can be taxable in the recipient's hands. This tool does not compute recipient tax.
Does TCS apply to inward remittances?+
No. TCS applies to outward remittances under the LRS (money leaving India above ₹7L). Money you send into India is not subject to TCS — use the LRS Tracker for outward transfers.
Charges are indicative only — not a real provider quote. Actual rates and fees vary by bank/remittance service. Compare the final landed amount before you transfer.